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An FHA is 580, and a conventional loan is 640. Different loans will have different credit requirements.

This is a broad question and will vary person to person. Typically first time home buyers can expect a down payment of 3-10% with an additional 5-7% in closing fees.

You should have between 10-20% of the purchase price saved.

Last two years of tax returns + W2's Last two paystubs Last two months of bank statements

You want to contact a realtor at least 6 months prior to when you want to move to ensure you have everything you need in your desired timeframe.

Your down payment is how much you need to pay upfront on your loan typically3-20% of the purchase price.

Closing cost is your down payment plus other closing fees such as transfer tax, title fees, realtor fees, etc.

The closing process usually takes around 30-60 days.

Buyers typically have a 10 day window to inspect the property. A general home inspection consist of having a licensed expert inspect the properties exterior condition, roof, electrical, plumbing, HVAC, appliances, and safety concerns.

Additional inspections such as termites, septic, sewer, or radon can be elected as well.

An appraisal is a report conducted by a 3rd party company to determine a property's values. The appraiser looks as size, condition, location, recent sales, and market trends.

This is required by the mortgage company.

W2 employees need to have two years of work history with being at their current job for at least one year.

Self-Employed individuals need two full years of work history.

Generally a pre-approval will be good for 90 days. Then your mortgage lender may need to run your credit again and collect the most recent bank statements and paystubs.